Showing posts with label online. Show all posts
Showing posts with label online. Show all posts

Wednesday, October 28, 2020

TOP 5 ONLINE FREE MONEY SCAMS EXPLAINED

DON'T BE A SUCKER FOR AN ONLINE SCAM


RULE 1-DO NOT GIVE YOUR PRIVATE INFORMATION TO STRANGERS. HANG UP OR SIGN OFF. DO NOT BE  A SCHMUCK LIKE MANY ARE EVERY DAY 

CHECK. CHECK. CHECK. WHOEVER IS CONTACTING YOU.

 IF YOU MUST GIVE OUT INFORMATION THAN GET CALL BACK NUMBERS\ AND CHECK WITH THE BBB, IRS, STATE, FED, YOUR LAWYER, OR SOMEONE YOU TRUST. UNTIL YOU ARE absolutely COMFORTABLE\ YOUR ARE NOT DEALING WITH A SCAMMER GIVE UP NOTHING,. 

ANYONE CAN BE FOOLED AND THERE ARE HUNDREDS OF THOUSANDS OF BASTARDS ALL OVER THE WORLD WHO SPEND THEIR TIME WAITING TO FLEECE YOU. STOP THEM. ASSUME EVERY STRANGER IS A SCAMMER.

IT IS EASY TO GET CONVINCED  BY A PILE OF HUMAN GARBAGE OUT THERE WHO WANTS TO RIP YOU OFF. 

THEY PROBABLY CANNOT SCAM IF YOU DO NOT GIVE UP YOUR SOCIAL SECURITY, NUMBER,  BIRTHDAY, BANK ACCOUNT,  AND EMAIL

We’ve grown so comfortable using the internet that it’s easy to forget there are people out there who are up to no good. Cybercriminals like to create scam websites and online and verbal scams so that they can trick victims into willingly handing over information or money.

Not much is changing at the turn of the decade, with many of the most popular online scams for 2020 looking like familiar foes. By learning about the most common tactics and pairing that information with security solutions like Norton 360, you can be better prepared to face these cyber threats in the new year.

1. Phishing

What it is: Phishing is one of the most common cyberthreats around, yet it continues to be equally as effective. Phishers take on the persona of someone trustworthy – a friend, neighbour or colleague – in an attempt to get you to hand over information or click a malicious link via email, social media or other messaging apps like WhatsApp.

Phishing attempts take place worldwide every single month and while they often take place through email, cybercriminals are expanding their approach to cover wherever you might talk with someone one-on-one on the internet.

How to spot it: The most important step in spotting a phishing attempt is to take your time reviewing the email or message. This will help you spot inconsistencies, like misspelled names, poor grammar in the text and links that don’t lead to the place they should.

For the last one, hover over a link with your mouse cursor if you’re unsure of it. In the bottom left-hand corner, you’ll see the full URL – and know if they’re sending you to a real or scam website.

2. Fake antivirus software

What it is: If you’re browsing the web and all of a sudden you get a pop up saying that your computer is now infected, chances are it’s an online scam.

In reality, these fake antivirus software ads and pop ups want you to download their free software, which will only give you a virus, malware or ransomware, among other cyberthreats.

How to spot it: Only trust virus information from your antivirus – and if you don’t have one, make sure to get one now.

Be wary of any pop ups with flashy lights or that urge you to take action immediately by downloading an application. A real antivirus solution, like Norton AntiVirus Plus, will take care of your issues in the background and while it may ask you to take an action, it’ll likely only notify you once the cyber threat has been resolved.


3. Make money easy and fast scam

What it is: We’d all like to make easy money quickly, and cybercriminals use that to prey on unsuspecting users.

These scam websites, which often say you can make a week’s worth of salary in just a few hours, lure you in with false promises. They then get you to hand over personal and financial information, often sensitive by nature.

How to spot it: A little bit of common sense goes a long way. While we all dream of being paid large sums of money in exchange for doing nearly nothing, the chances of that being real are slim.

If you’re considering a make money easy and fast scam, be on the lookout for advertisements that say it takes little to no skill to get involved, that you can set your own hours or that you need to pay to get started. If the method to earn easy and fast cash really existed, it’s unlikely it’d be widely shared.

4. Fake shopping websites and formjacking

What it is: Here’s a two-parter: there are thousands of websites out there which try to make you believe they’re the real deal and a part of your favourite brands. These websites, which are mostly unknown, try to scam you, even giving you “great deals” that are up to 75 percent off.

Similarly, groups of cybercriminals are now commonly using formjacking – a new cyberthreat that steals credit card information. This can happen when a legitimate e-commerce website is hacked (without the owners knowing), allowing cybercriminals to redirect you to different URLs in the payment process that look similar but actually steal your information.

How to spot it: E-commerce scam websites have a few commonalities. They often have similar but not identical URLs to the brand they’re trying to imitate. They also likely have spelling errors and unbelievable prices that you won’t find anywhere else – because they’re not real. Instead, they either ship you fake items or take your money and don’t give you anything in return.

Keeping on the lookout for formjacking is more difficult. As you enter the page to put in your credit card details, double check the URL to make sure you’re still on the exact same website that you came from. These cybercriminals will often change the URL very slightly – like adding or taking away a single letter – to avoid detection.

5. Tech support scam

What it is: Taking the form of either a phone call or an advertisement, tech support impersonators contact a user to tell them that their computer or device is infected – often without even seeing the device beforehand.

After prompting the user to download an application that lets them control the computer remotely, these cybercriminals download actual viruses or give the illusion that something is wrong with the device. Then, they ask for money to fix the problem.

How to spot it: Know that Microsoft, Google, Apple – pick whichever company you want – will never ever call you to tell you that something is wrong with your computer. At the very most, they may send an email saying that something is wrong with your device and that you should call them. Always double check that these numbers are the real support numbers via a Google search.

Similarly, be wary of any tech support that charges large sums of money to fix your PC or Mac. These sums often total half or more of what the actual device is worth. Scam websites can also pay for advertising on Google to show up when someone searches for tech support, which means your best bet for getting help for your device is often contacting the manufacturer itself.

Knowing about these five popular online scams is a great start. Pairing this knowledge with a comprehensive single solution like Norton 360 can add another layer of protection for when you’re online banking, on social media or browsing


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Saturday, October 24, 2020

ONLINE GAMBLING SUCKS YOUR MONEY AWAY

WHY GAMBLING IS A LOSING IDEA  

This article was copied from  Counselor Sams Blog feedspot.com 10/23/2020 (attribution)

Participation in online gambling saw an increase, according to media reports, throughout the early months of COVID-19 restrictions with many sports suspended, and pubs, clubs and casinos temporarily closed. There was a risk that those who preferred to gamble in venue would turn to online gambling during this time.

Several restrictions have now eased as clubs and hotels reopened for business and the NRL and AFL competitions resumed, meaning more gambling options are available again. While online gambling could have been a distraction from boredom during restrictions, some may continue to gamble online, but it’s important to remember it’s not always worth the risk

In Australia, online gambling is regulated by the Australian Communications and Media Authority (ACMA). Online casino games and slot machines using real money are illegal in Australia, so if you come across a site offering these games online, it is most likely they are operated in another country even though they look Australian.

Before you gamble online, check if it’s a legal website on this register of licensed providers in Australia. If it’s not on the register it could be illegal.

  1. Online gambling is not a fair game: Some gambling sites may look and feel legitimate, however, they may be based overseas outside the jurisdiction of Australian laws and consumer protections. Although over 65 of these sites have been blocked under Australian law, new sites appear all the time and many are targeted to Australians. On these black-market sites, you’re likely to get ripped off. If you win, you may never see your winnings. The site may disappear with your money or steal from your bank accounts. Unfortunately, you might not realise the site is dodgy until it’s too late. These sites are the gambling equivalent of scaling up a cliff-face without a rope or support. Information on gambling on overseas websites can be found on the Gambling Help NSW website. Further information about protecting yourself from illegal online gambling sites is available on the ACMA website. 
  2. The odds are against you: Although many online gambling providers sell themselves as an easy way to make money, a bit of harmless fun, like any form of gambling, the house always wins. The system is set up to make the owners money. They will always take their percentages and the gambler will always lose in the long run.  To find out more information on the real odds of winning when gambling, check out the Gambling Help Online website.
  3. Your phone — a ‘casino in your pocket’?: Online gamblers have access to multiple gambling apps on their phone. It’s important to consider how dangerous it is to have such easy access to gambling 24/7. With the new socially distanced lifestyles most of us are still observing under COVID-19, getting into the gambling ‘zone’ has never been easier or riskier. Over the course of an evening, money can leave your credit or debit card with ease.

Recently, Gambling Help counsellors have heard the story of some people gaining early access to their superannuation and losing it within days.

If you need some ideas about how to get started on improving your finances, mental health, or just want to chat, we can help. Get in touch with a trained counselor 24/7 on 1800 858 858 or chat to us online.

If you come across a dodgy gambling provider or want to make a complaint, you can get in touch with ACMA via their website, who will investigate further.

This article was copied from  Counselor Sams Blog feedspot.com 10/23/2020


1-800-522-4700
In the U.S.: The National Council on Problem Gambling Helpline offers a confidential, 24-hour helpline for problem gamblers or their family members at 1-800-522-4700.

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The National Council on Problem Gambling operates the National Problem Gambling Helpline Network (1-800-522-4700). The network is a single national ...

    This article was copied from the internet 10/20/20 (attribution)